Choice Mortgage Bank, Inc.
South Florida’s Favorite Mortgage Lender
Choice Mortgage Bank, Inc. is a residential wholesale direct lender in Boca Raton. As a direct lender, we work personally with you through every step of the mortgage loan process, from pre-approval to close. We can also approve and finance loans that other banks have to turn down. By specializing only in residential loans, we have the specific expertise to help you get the best rates.
Our preliminary Free Approval System will give you a very strong indication of whether or not your loan will be approved and closed. With very basic information regarding income, employment, and credit, we will give you a determination of the strength of your loan that very day!
Why Emmanuel St. Germain?
Don’t settle for just any mortgage broker. You need a Licensed Mortgage Banker that is familiar with your area. Emmanuel and his team at Choice Mortgage Bank, Inc. live in South Florida. Whether you are purchasing a new home, refinancing your existing home, or looking for a reverse mortgage, WE CAN HELP!
Applying for a loan can be stressful and slow-going, but it doesn’t have to be. Emmanuel will be your personal concierge throughout the lending process, working with your realtor, title company, and appraiser to streamline the loan process. He’s here to assist you and answer your questions on your time frame. You’ll benefit from lower interest rates and better service.
Get in Touch
Toll Free: 800-794-8144 x209
Boca Raton, FL 33432
Available on weekends by appointment
The Latest from our blog.VIEW ALL
Factors to Consider When Applying for a Mortgage Loan Thinking about buying a home? Most people make the investment and take out a mortgage loan. There are different aspects to consider when planning a budget before taking out a mortgage loan. Lenders tend to look at all aspects of your financial history before approving the […]
Thinking about refinancing your home? With mortgage rates as low as they are right now, there are so many reasons why more homeowners are choosing to refinance. For South Florida homeowners, choosing which type of refinancing is the best for you depends on your financial situation. There are three different refinancing options to choose from, […]
Wondering how to get the best mortgage? What the “best” mortgage means? What a mortgage even is? Despite being one of the smartest and hardest working generations, a lot of us millennials find ourselves feeling out of our depth when it comes to things like lending and mortgages and owning property. Luckily, it’s not all […]
You’re Selling Property to Be Bought Something important to remember as you’re preparing to sell a property: you’re putting it up for sale with the intention of it being bought. That being said, your as-is property might not be something potentially buyers are looking for. Sometimes you have to do a few things to make […]
Is a Duplex Right for You? Part of the American dream is owning a house with a white picket fence. But what if someone told you that you could own property for less, and even generate another income from it? A duplex is a building created for two households. A duplex has clear boundaries between […]
When buying your first home, there are a lot of things to consider, but one thing you might want to look at is how the home values are impacted by location. Suburban Homes Generally Have More Space Than Urban Homes If you’re someone who wants to live in a big house, you’re definitely going to […]
When You Can’t Get a Conforming Loan, You Get a Jumbo Loan Imagine you’ve found the house of your dreams. After years of work, maybe even decades, you’re ready for this place that you love. Maybe it’s in an expensive area of town, or maybe it’s particularly big. Whatever the reason, you’ve found a home […]
When you’re trying to decide whether you should buy or rent a property, there’s one simple question you need to consider. Do you want a house or a home? Why You Might Want to Rent If you’re young — coming straight out of college or from a family member’s place — you might just need […]