Choice Mortgage Bank, Inc.
South Florida’s Favorite Mortgage Lender
Choice Mortgage Bank, Inc. is a residential wholesale direct lender in Boca Raton. As a direct lender, we work personally with you through every step of the mortgage loan process, from pre-approval to close. We can also approve and finance loans that other banks have to turn down. By specializing only in residential loans, we have the specific expertise to help you get the best rates.
Our preliminary Free Approval System will give you a very strong indication of whether or not your loan will be approved and closed. With very basic information regarding income, employment, and credit, we will give you a determination of the strength of your loan that very day!
Why Emmanuel St. Germain?
Don’t settle for just any mortgage broker. You need a Licensed Mortgage professional, or Lender that is familiar with your area. Emmanuel and his team at Choice Mortgage Bank, Inc. live in South Florida. Whether you are purchasing a new home, refinancing your existing home, or looking for a reverse mortgage, WE CAN HELP!
Applying for a loan can be stressful and slow-going, but it doesn’t have to be. Emmanuel will be your personal concierge throughout the lending process, working with your realtor, title company, and appraiser to streamline the loan process. He’s here to assist you and answer your questions on your time frame. You’ll benefit from lower interest rates and better service.
Get in Touch
Toll Free: 800-794-8144 x209
Boca Raton, FL 33432
Available on weekends by appointment
The Latest from our blog.VIEW ALL
Over the years, I’ve met many loyal customers who don’t want to refinance but really can’t afford their interest rates anymore. This can happen with a variety of causes, such as a fluctuating economy that can take more of your money than it did ten years prior, or a newfound liability like hospital bills or […]
There comes a time in everyone’s life, where the home you bought with your first salaried job, or the vacation home passed down to you over the years, no longer works for you. Maybe your family is growing, or a new work opportunity on a new coast, either way, you face the decision of selling […]
If you’re considering selling your home, you’re probably wondering how much your home is worth, or better yet, you’re wondering if you can sell it for more than what it’s worth and make a profit? Let me just say it now: don’t. Your home’s value might’ve changed since you bought it and selling it may […]
How to Move Out of Your Parent’s House: Establish Your Credit History While at Home – Try to establish secure lines of credit. This would include a credit card, student loans, leases, etc. A minimum of three lines shows you’re a reliable payer and can handle a financial responsibility. Save for a Down Payment – […]
As our economy grows more and more digitized, it’s become far too easy to fall victim to mortgaging schemes, for both the borrower and the lender. Here, at Choice Mortgage Bank, Inc., we’ve seen our far share of illegitimate schemes and at the end of the everyday, we like to make sure that we not […]
If you’re in the market for a new mortgage or already have a mortgage, you may be wondering what the rising interest rates could mean for you. Although the federal interest rates hike doesn’t directly affect mortgage rates, you could end up paying more on your loan in the long-term. Still confused? The team at […]
Let’s be honest, it’s much more fun to look for homes online and through apps than it is to research home loans, or find the right mortgage broker. After all, what is there not to like about house hunting – you get to stroll through beautiful homes and picture yourself as the homeowner. However, if […]
Checking and monitoring your credit score is an essential task for all of us to manage. Striving for the best credit score possible can help you obtain new loans for a vehicle, home improvement project, mortgage and so much more. These scores aren’t just a number, but an open door to many opportunities in life. […]