Choice Mortgage Bank, Inc.
South Florida’s Favorite Mortgage Lender
Choice Mortgage Bank, Inc. is a residential wholesale direct lender in Boca Raton. As a direct lender, we work personally with you through every step of the mortgage loan process, from pre-approval to close. We can also approve and finance loans that other banks have to turn down. By specializing only in residential loans, we have the specific expertise to help you get the best rates.
Our preliminary Free Approval System will give you a very strong indication of whether or not your loan will be approved and closed. With very basic information regarding income, employment, and credit, we will give you a determination of the strength of your loan that very day!
Why Emmanuel St. Germain?
Don’t settle for just any mortgage broker. You need a Licensed Mortgage professional, or Lender that is familiar with your area. Emmanuel and his team at Choice Mortgage Bank, Inc. live in South Florida. Whether you are purchasing a new home, refinancing your existing home, or looking for a reverse mortgage, WE CAN HELP!
Applying for a loan can be stressful and slow-going, but it doesn’t have to be. Emmanuel will be your personal concierge throughout the lending process, working with your realtor, title company, and appraiser to streamline the loan process. He’s here to assist you and answer your questions on your time frame. You’ll benefit from lower interest rates and better service.
Get in Touch
Toll Free: 800-794-8144 x209
Boca Raton, FL 33432
Available on weekends by appointment
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Can major spending before your refinancing hurt you in the long run? Absolutely. Major spending, whether that be new investments or sudden shopping sprees, can cause major fluctuation’s in your credit information, your income situation, as well as your dependability as a paying customer. Naturally, all three of those elements can make getting a loan […]
Last week, I shared the pros & cons of buying new homes, and while that argument has its own downfalls and merits, what about buying home used? A far more common option, but have you stopped to truly consider the benefits & consequences of buying a used home, especially in South Florida – home to […]
As a long-time South Florida resident, I’ve seen many homes be built and torn down, all within the span of years. In the same manner, I’ve seen many clients who want to look into buying a home new, and others, who’ve only considered buying used. And the truth is, there is no right or wrong […]
Let’s cut straight to the point on this one: buying a home close to a good school makes your home more valuable. Plain and simple. RealtyTrac completed a regional survey in 2015, which concluded that homes that resided close to a high-ranking school, from primary to secondary schools, have an increased 32% value to their […]
Over the years, I’ve met many loyal customers who don’t want to refinance but really can’t afford their interest rates anymore. This can happen with a variety of causes, such as a fluctuating economy that can take more of your money than it did ten years prior, or a newfound liability like hospital bills or […]
There comes a time in everyone’s life, where the home you bought with your first salaried job, or the vacation home passed down to you over the years, no longer works for you. Maybe your family is growing, or a new work opportunity on a new coast, either way, you face the decision of selling […]
If you’re considering selling your home, you’re probably wondering how much your home is worth, or better yet, you’re wondering if you can sell it for more than what it’s worth and make a profit? Let me just say it now: don’t. Your home’s value might’ve changed since you bought it and selling it may […]
How to Move Out of Your Parent’s House: Establish Your Credit History While at Home – Try to establish secure lines of credit. This would include a credit card, student loans, leases, etc. A minimum of three lines shows you’re a reliable payer and can handle a financial responsibility. Save for a Down Payment – […]