Choice Mortgage Bank, Inc.

NMLS #166254

South Florida’s Favorite Mortgage Lender

Choice Mortgage Bank, Inc. is a residential wholesale direct lender in Boca Raton. As a direct lender, we work personally with you through every step of the mortgage loan process, from pre-approval to close. We can also approve and finance loans that other banks have to turn down. By specializing only in residential loans, we have the specific expertise to help you get the best rates.

Our preliminary Free Approval System will give you a very strong indication of whether or not your loan will be approved and closed. With very basic information regarding income, employment, and credit, we will give you a determination of the strength of your loan that very day!

Why Emmanuel St. Germain?

Don’t settle for just any mortgage broker. You need a Licensed Mortgage professional, or Lender that is familiar with your area.  Emmanuel and his team at Choice Mortgage Bank, Inc. live in South Florida.  Whether you are purchasing a new home, refinancing your existing home, or looking for a reverse mortgage, WE CAN HELP!

Applying for a loan can be stressful and slow-going, but it doesn’t have to be. Emmanuel will be your personal concierge throughout the lending process, working with your realtor, title company, and appraiser to streamline the loan process. He’s here to assist you and answer your questions on your time frame. You’ll benefit from lower interest rates and better service.

Get in Touch

Call Us

Local: 561-362-8204
Toll Free: 800-794-8144 x209

Email Us

Our Location

40 SE 5th St #502
Boca Raton, FL 33432

Our Hours

Hours: M-F 7:00 AM- 9:00 PM
Available on weekends by appointment
Reviews on Zillow


“Emmanuel was helpful from our initial meeting through a mutual friend. He was easy to get in contact with, attentive and made the process easy. He … more
by Jamonerobinson1542


“Thank you Emmanuel St. Germain for your help and professionalism. You went above and beyond for my family. Being that we were first time buyers, He … more
by PatrickMichael3

Our Partners

RAPD Member

K & B Capital Corp. D/B/A Choice Mortgage Bank, Inc. –
A licensed mortgage lender approved in:



LO #3794 D/B/A Choice Mortgage Bank, Inc.

New Hampshire:
19388-MB D/B/A Choice Mortgage Bank of Portsmouth

Licensed by the New Hampshire banking department.

Contact us today for your mortgage needs!