Meet the Choice Mortgage Bank, Inc. Team:
The CTC Team: Clear to Close
Emmanuel St. Germain
Licensed Loan Originator And Executive Branch Manager of Choice Mortgage Bank, Inc. Nmls #166254 Executive Office At 40 SE. 5th Street., Suite 502 Boca Raton, FL 33432
I understand that buying a home or refinancing an existing mortgage can be a daunting task and quite overwhelming. My transparent mortgage process allows you to see and understand every step of the way, from initial application to our final closing. We customize our relationship on making the process as streamlined and service-friendly for you, the consumer. I will always be available for personal service by phone or email. Don’t settle for just any mortgage broker. Trust someone with a proven track record of honesty and integrity whose family has been in the business for over twenty years…
Your Personal Mortgage Lender
Licensed Loan Originator and Executive Branch Manager of Choice Mortgage Bank, Inc. Boca Raton, Florida
Unlike big banks and national brands that offer home loans, personal loans, auto loans, student loans, credit lines, etc. we specialize only in residential loans and mortgages, so we have the specific expertise necessary to help you obtain the best rates.
When you have a question, we’ll have the answer. You won’t have to explain your situation to someone different every time you call. Though I have a dedicated team of loan processors, when you call our office, you’ll speak with me. I believe in working one-on-one to build relationships with my clients. When I understand your needs, we can simplify the mortgage process.
Our Mortgage Experts
I was introduced to Paul by my realtor. Talk about someone who is professional, honest, hardworking and knows how to get the job done, then it's Paul. I started working with Paul probably back in May 2017 and he guided me through a confusing and frustrating process. He was kind, gentle, understanding and above all, honest. He is a man with integrity and did not cut corners or just got me a loan because it was his job. Paul explained every thing in detail, ensure I understood what was going on, every step of the way. Most importantly, up front he told me that he has to live with himself and will not guide me down the wrong path, just to earn a pay check. If I had to do this process all over again, I would certainly call on Paul. I have purchased a number of properties in FL but it was my first time experiencing a mortgage broker accompanying me to the closing, checking the documents before I signed them, just to ensure that everything was correct. I would have no reservations in recommending Paul. Keep up the good work.”
I have to say, my first impression of Jared was a pleasant surprise when I discovered how knowledgeable and experienced he was. As first time home buyers, my wife and I were a little lost. Jared went above and beyond from the very beginning up until the very end, and some. He was always available and reliable. He was quick to reply and was always willing to help or advise. His guidance and expertise put this excitingly nerve-wrecking time in our lives at ease. I not only recommend him, I look forward to working with him again.
I recommend Emmanuel 100% to anyone looking for a mortgage loan or to refinance. He is the BEST and I highly recommend him.
South Florida Mortgage Loans
Mortgage rates and requirements differ from state to state, even within states. Another perk of working directly with a private mortgage broker is that you benefit from the experience and understanding of someone who lives where you are purchasing or refinancing.
As a boutique direct lender, I can help you finance your condo, single-family home, or town house. Choice Mortgage Bank, Inc. is one of the oldest direct lenders in Boca Raton, setting us apart from the retail mortgage world. We’re your concierge to the mortgage process, answering every question and helping you sort through every bump along the way.
My family has been in the Mortgage Banking business for 20 years, so I’ve seen it all. From pre-approval to close, I can foresee and plan for what you can expect during your loan process. Whether you need a mortgage, want to refinance, or are looking at a reverse mortgage, I am happy to help.
Contact me at 561-362-8204 or [email protected], and we will get you pre-approved right away.
Company NMLS: 166254
Emmanuel St. Germain NMLS: 327176